2023/24

Members Newsletter Dec 2023

This Newsletter contains information about:

  • Department of Health Consultation
  • Annual Allowance 2022-23
  • McCloud
  • Previous Public Sector Pension Scheme (McCloud)
  • Proposed Pension Flexibilities
  • Lump Sum Choice at Retirement
  • Contact Us

Members Newsletter September 2023

This Newsletter contains information about:

  • Submission of AW6 Pension Benefit Application – McCloud
  • Proposed Pension Flexibilities – Consultation
  • Annual Allowance 2022-23
  • Transfer of Benefits into the HSC Pension Scheme
  • Annual Benefit Statements
  • HSC Annual Report 2022-23
  • Coronavirus Act & Temporary Suspensions
  • How to enrol on a Pension Workshop
  • Contact Us

Members Newsletter June 2023

This Newsletter contains information about:

  • McCloud Consultation
  • Submission of AW6 Pension Benefit Application – McCloud
  • Applications for Consideration for Ill Health Retirement – Update
  • Ill Health Retirement Estimates
  • Annual Allowance 2022-23
  • Unpaid Leave/Career Breaks and Penson Implications
  • Transfer of Benefits into the HSC Pension Scheme
  • Annual Benefit Statements
  • Frequently Asked Questions
  • Contact Us

Members Newsletter March 2023

This Newsletter contains information about:

  • Spring Budget 2023 – Pension Changes
  • HSC Pension Scheme Contribution Rates 2022/23
  • Alignment of the Consumer Price Index (CPI) Inflation Rates (Annual Allowance)
  • Unpaid Leave/Career Breaks & Pension Implications
  • Transfer of Benefits into the HSC Pension Scheme
  • Contact Us

Members Newsletter December 2022

This Newsletter contains information about:

  • Applications for Consideration for Ill Health Retirement
  • Protection of Pensionable Pay
  • Career Breaks/Authorised Leave
  • Extension of Voluntary Scheme Pays for Annual Allowance
  • Changes to submitting a Scheme Pays Election if you are about to retire
  • Partial Retirement
  • Pension Workshops & 1-1 Consultations
  • Application for Cash Equivalent  Transfer Values (CETV) for Divorce Proceedings
  • Requesting a Pension Estimate
  • Contact Us

Members Newsletter October 2022

This Newsletter contains information about:

  • Changes to Member Contributions
  • Coronavirus Act and extension of temporary suspensions
  • Annual Benefit Statements 31st March 2022
  • Annual Allowance 5th April 2022
  • Unpaid Leave/Career Breaks and Pension Implications
  • Estimates of Benefit
  • Pension Benefit Application Process
  • Death Benefit Nominations
  • McCloud Remedy
  • Transfer of Benefits into the HSC Pension Scheme
  • Contact Us

Members Newsletter June 2022

This Newsletter contains information about:

  • Coronavirus Act & end of Temporary Suspensions
  • Annual Benefit Statements 31st March 2022
  • Annual Allowance 5th April 2022
  • Unpaid Leave/Career Breaks & Pension Implications
  • Added Years/ERRBO/Additional Pension Contracts
  • Estimates of Benefits
  • Contact Us

2021/22

Members Newsletter March 2022

This Newsletter contains information about:

  • Coronavirus Act & end of Temporary Suspensions
  • McCloud Remedy
  • Pension Workshops & 1-1 Consultations
  • Member Pension Contributions
  • Death Benefit Nominations
  • Bank Casual Employments (3 month rule)
  • Transfer of Benefits into the HSC Pension Scheme
  • Pension Benefit Applications
  • Contact Us

Members Newsletter December 2021

This Newsletter contains information about:

  • Coronavirus Act & end of Temporary Suspensions
  • Extension of Voluntary Scheme Pays for Annual Allowance
  • Pension Workshops & 1-1 Consultations
  • Information for Members Approaching Retirement
  • Unpaid Leave/Career Breaks & Pension Implications
  • Member Self-Service (MSS)
  • Department of Health Consultations
  • Have you ever considered fostering?
  • Contact Us

Members Newsletter September 2021

This Newsletter contains information about:

  • Annual Benefit Statements 2021
  • Annual Allowance for 5th April 2021
  • Extension of Voluntary Scheme Pays for Annual Allowance
  • Public Sector Pension Consultation (McCloud)
  • Transferring Pension Benefits from other Schemes
  • Protection of Pensionable Pay
  • Bank/Casual Employments (3 month rule)
  • Coronavirus Legislation 2020
  • Pension Awareness Seminar
  • HSC Pension Service Performance for Quarter Ending June 2021
  • Three Frequently Asked Questions
  • Contact Us

Members Newsletter June 2021

This Newsletter contains information about:

  • Have you Changed Your Address?
  • Pension Workshops & 1-1 Sessions
  • Public Sector Pension Consultation Update
  • Annual Benefit Statements 31st March 2021
  • Annual Allowance April 2021
  • Annual Allowance & Pay Award Implications
  • Lifetime Allowance
  • Extension of Voluntary Scheme Pays for Annual Allowance
  • Added Years/ERRBO/Additional Pension Contracts
  • Information for Members Approaching Retirement
  • HSC Pension Scheme Website
  • Performance for Year Ending 2020/21
  • Three Frequently Asked Questions
  • Please Respect Our Staff
  • Contact Us

2020/21

Members Newsletter March 2021

This Newsletter contains information about:

  • Public Sector Pension Scheme Consultation Update
  • Added Years/ERRBO/Additional Pension Contracts
  • Death Benefit Nominations
  • Information for Members Approaching Retirement
  • Pension Workshops & 1-1 Sessions
  • Coronavirus Legislation
  • Member Self-Service (MSS)
  • Pension Queries
  • Three most Frequently Asked Questions
  • Re-Joiner Form
  • Please Respect Our Staff
  • Financial Advisers
  • 2021 Census
  • Contact Us

Members Newsletter January 2021

This Newsletter contains information about:

  • Public Sector Pension Scheme Consultation Update – McCloud Case
  • Submission of AW6 Retirement Application Form
  • HSC Pension Service One to Ones Consultations
  • Member Self Service Portal (MSS)
  • Survivor Benefit Nomination Forms
  • Frequently Asked Questions
  • Transfer of Benefits
  • Protection of Pensionable Pay
  • Added Years/ERRBO/Additional Pension Purchase Contracts
  • Annual Allowance Scheme Pays
  • HSC Pension Service Website
  • Cancelling Added Year’s/Additional Pension Purchase or ERRBO Contracts
  • Contact HSC Pension Service – include an email address
  • Contact Us
Members Newsletter October 2020

This Newsletter contains information about:

  • Public Sector Pension Scheme Consultation
  • Submission of Aw6 – Retirement Application Form
  • HSC Pension Service Workshops
  • HSC Pension Service One to Ones Consultations
  • Member Self Service Portal (MSS)
  • ABS & AA Dataviews
  • Updating Personal Information & Survivors Benefits
  • Additional Pension Purchase Calculator
  • Bank/Casual Employment (Three Month Rule) Reminder
  • Estimates of Benefits
  • Contact Us
Members Newsletter July 2020

This Newsletter contains information about:

  • COVID – 19 Update – Impact on Services
  • Pension Workshops & 1-1 Sessions – COVID – 19 Update
  • Annual Benefit Statements 31st March 2020
  • Annual Allowance April 2020
  • Annual Allowance & Pay Award Implications
  • HSC Pension Scheme Website
  • Sharing our Performance
  • Delivering through the Pandemic
  • Contact Us
Members Newsletter Quarter 1

This Newsletter contains information about:

  • COVID – 19 – Impact on Services
  • Pension Workshops & 1-1 Sessions – COVID-19 Implications
  • Protection of Pay (1995 & 2008 Sections of the Scheme Only)
  • ERRBO Applications
  • Member Self-Service (MSS)
  • Annual Allowance – Tax Changes 2020
  • HSC Pension Scheme Website
  • Updating Personal Information & Survivors Benefits
  • Contact Us

2019/20

Members Newsletter Quarter 3

This Newsletter contains information about:

  • One to One Consultations
  • Pension Application – Reminders
  • Annual Allowance Update
  • Transfer of Pension Benefits
  • Are Your Personal Details Up to Date?
  • Protection of Pay
Members Newsletter Quarter 2

This Newsletter contains information about:

  • Member Self-Service
  • Annual Benefit Statements
  • One to One Consultations
  • Re-joiner
  • Annual Allowance Update
  • Concurrent Employments
  • Transferring into the HSC Pensions Scheme
  • Applying for a Refund of Pension Contributions
  • 2015 Scheme Supreme Court ruling – McCloud & Sargeant
  • Cancelling Added Year’s Contract or Additional Pension Purchases
  • Estimate of Benefits
  • Applying for Your Pension
  • Contact Us
Tax Implications of Pensions Annual Allowance and Lifetime Allowance

This Newsletter contains information about:

  • Context & Limitations
  • Tax Implications of Pensions Annual & Lifetime Allowance
  • Annual Allowance on Pension Savings Benefiting from Tax Relief
  • Tapering on the Annual Allowance
  • Impact on Individuals & the HSC
  • Pension growth/savings
  • Effect of Arrears of Pay or Backdated Pay Award
  • Actions to Reduce the Impact
  • Who is affected
  • Lifetime Allowance
  • What can HSC Pension Service do to help?
  • Contact Us
Members Newsletter Quarter 1

This Newsletter contains information about:

  • Pension Engagement Workshops & One to One Consultation
  • Annual Benefit Statements (ABS)
  • Updating Personal Information
  • Information for Members Approaching Retirement
  • Lump Sum Choice
  • Estimate of Benefits
  • Annual Allowance & Scheme Pays Facility
  • Survivors Benefits – Nomination Forms
  • Contact Us

2018/19

Members Newsletter Quarter 4

This Newsletter contains information about:

  • Returning to Work after Retirement
  • HSC Pension Scheme Calculators
  • Protection of Pensionable Pay
  • Updating Personal Information
  • Annual Leave/Pensionable Service
  • Pension Engagement Workshops and One to One Consultations
  • Annual Allowance extension of voluntary scheme pays facility from tax year 2017/18
  • Estimates of Benefits
  • Transfer of Your Pension to HSC Pension Service
  • Contribution Rate
  • How does Taxation affect my Pension Benefits
  • Definition of Annual Allowance & Lifetime Allowance
  • Survivors Benefits – Nomination Forms
  • Added Years/ERRBO/Additional Pension Purchase Contracts
  • Contact Us
Members Newsletter Quarter 3

This Newsletter contains information about:

  • Pension Liberation
  • Authorised Leave
  • Annual Leave/Pensionable Service
  • Member Self Service
  • Pension Application Process
  • Pension Band Review
  • Added Years/Additional Pension or ERRBO Contracts
  • Scheme Information/Factsheets/Guidance Documents and Scheme Calculators
  • Part Time Working FAQ’s
  • Estimate of Benefits
  • Contact Us
Members Newsletter Quarter 2

This Newsletter contains information about:

  • Member Self Service & Annual Benefit Statements
  • Transferring in other Pension Benefits
  • How does Part Time working affect my Pension?
  • Pension Scams
  • Protection of Pensionable Pay & Voluntary Protection of Pensionable Pay 1995 & 2008 Sections only
  • Added Years, Additional Pension & ERRBO
  • Information for members approaching retirement
  • Members with more that one Post (HSC Trust/Organisations and GP Practice Staff Employments)
  • Maximum Service in 1995 and 2008 Sections of the Scheme
  • Contact Us
Members Newsletter Quarter 1

This Newsletter contains information about:

  • Lifetime Allowance 2018
  • Change of Details/Address
  • Annual Benefit Statements
  • Added Years/Additional Pension/ERRBO Contracts
  • GDPR Privacy Statement
  • Salary Sacrifice
  • Pension Application Process
  • MEBS – Member with Entitlement to Benefits
  • Contact Us

2017/18

Members Newsletter Quarter 4 2018

This Newsletter contains information about:

  • Member Self-Service
  • Early Retirement Reduction Buy Out (ERRBO)
  • Death Benefit Nomination Forms
  • How Does Part Time working affect my Pension?
  • Pensionable Pay – What Counts as Pensionable Pay?
  • Transferring Benefits into the HSC Pension Scheme
  • 2018-19 Workshops and Consultations
  • Working in the HSC after Retirement
  • Contact Us
Members Newsletter Quarter 3

This Newsletter contains information about:

  • Annual Benefit Statements
  • Scheme Website & Pension Benefits Calculators
  • Bank/Casual Employment (Three Month Rule) Reminder
  • The new State Pension and the ending of ‘contracting out’
  • HSC Pension Service Workshops
  • One to One Pension Consultations
  • Revaluation of 2015 Scheme Pension Benefits
  • Partial Retirement – 2008 & 2015 Scheme Only
  • Important – Lump Sum Choice
  • Information for Members approaching Retirement
  • Auto-Enrolment
  • How does Taxation affect HSC Pension Benefits?
  • The Autumn Budget and your Pension
  • Contact Us
Members Newsletter Quarter 2

This Newsletter contains information about:

  • Pension Cold Calling
  • Transfer in of Benefits
  • HSC Pension Service Forms
  • Letter of Authority
  • Launch of Member Self Service
  • Zero Tolerance Policy
  • Change of Circumstances
  • Lifetime Allowance
  • Annual Benefit Statements
  • Misinformation
  • Member Workshops
  • Contact Us
Members Newsletter Quarter 1

This Newsletter contains information about:

  • Benefits of being in the HSC Pension Scheme
  • Annual Benefit Statements
  • Your Personal Details: Are they up to date?
  • Normal Retirement Age in the 2015 Scheme
  • Transferring in other Pension Benefits
  • 2015 Scheme Membership
  • Salary Sacrifice in the 2015 Scheme
  • Revaluation of your 2015 Scheme Pension Benefits
  • The Pensions Board
  • Pension Scams
  • Pension Terminology Guide
  • Definition of Annual Allowance & Lifetime Allowance
  • Bank/Casual Employments (Three Month Rule)
  • The New State Pension and the ending of ‘Contracting Out’ (member)
  • Pension Calculators
  • HSC Pension Service Workshops
  • Contact Us

2016/17

Members Newsletter Quarter 4

This Newsletter contains information about:

  • Annual Benefit Statements
  • NHS Service Outside Northern Ireland
  • Normal Retirement Age in the 2015 Scheme
  • Brewster Case-right of an unmarried partner to receive survivor’s pension benefits as those of a married partner
  • Concurrent Employments
  • HSC Pension Scheme Website
  • Calculators
  • HSC Pension Service Publications
  • Contact Us
Members Newsletter Quarter 3

This Newsletter contains information about:

  • Annual Allowance
  • Annual Benefit Statements
  • Estimate of Benefits
  • Increasing Your Benefits
  • Choice 2 Exercise
  • Bank Casual Employment (Three month rule)
  • Survivor Benefits
  • Protection of Pensionable Pay
  • Lifetime Allowance & IP2014 & IP2016
  • Are you thinking of Retiring in the coming months?
  • Member Workshops
  • Contact Us
Members Newsletter Quarter 2

This Newsletter contains information about:

  • Annual Benefit Statements
  • Choice 2 Exercise
  • Benefit Application Process
  • Partial Retirement
  • Transferring in other Pension Benefits
  • Protection of Pensionable Pay
  • LTA Protection
  • HSC Pension Benefit Calculators
  • Deferred Benefits
  • Added Years/Additional Pension/ERRBO Contracts
  • Personal Details
  • Workshops
  • Contact Us
Newsletter Quarter 1

This Newsletter contains information about:

  • Changes to the HSC Pension Scheme
  • Early Retirement Reduction Buy Out (ERRBO) in the 2015 Scheme
  • Salary Sacrifice in the 2015 Scheme
  • Normal Retirement Age in the 2015 Scheme
  • Revaluation of your 2015 Scheme Pension Pot for the 2015/16 Year
  • Bank/Casual Employments (Three Month Rule)
  • Your Personal Details
  • Death Benefit Nomination
  • Survivors Pension
  • Authorised Leave and Career Breaks
  • Pension Scams
  • How Does Taxation Affect My Pension Benefits
  • Contact Us

 

 

 

Briefing On The Tax Implications Of Pensions Allowance 4 July 2019
Briefing On The Tax Implications Of Pensions Allowance 4 July 2019
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